Flat rate factoring and same-day pay puts more money in your hands.Apply nowLearn more
Borrow up to $5M with
a flexible credit line. Our revolving line of credit lets you borrow and only pay for what you actually use.
Up to $5 million
Fill out our 2-minute application. Answer some questions and upload some documents.
Once you’ve completed your application, simply log in to the portal and submit your invoices.
Approvals normally take less than hour. Submit an invoice by 12:30pm ET to get paid the same day.
We have had great success with InstaPay. Really easy to work with. No contracts is great. Stephen is our contact and he is awesome. 24 hr pay. Keep the companies that you already have pay quick. Give them a call.
Jamelle helps us out when we call with questions and makes the process work fast. Thank you so much for all you guys do there to help us as a small business in the trucking industry.
We have had nothing but a great experience. Fast and on time payment, easy document submission and very prompt to assist with any questions or concerns. Their web interface is also a great tool for tracking payments.
Don't wait to receive payments from your clients— try InstaPay, the first freight factoring company for trucking that has one flat rate, same-day funding, and no signup or termination fees. Apply now and get approved on the same day.
Our trucking factoring solutions are tailored to meet your needs. Get signed up in minutes for our standard 3 percent non-recourse product for carriers, or request a quote if your fleet is more than five trucks in size.
As soon as the load is processed, you get your money. In most cases, our truck factoring service can return payment to you that day or the next. You’ll no longer need to wait weeks for payments to show up in your account. This ensures that you’ll have the capital you need for payroll, maintenance, fuel and more.
Collections on us
When you pick InstaPay, we handle all invoicing and collections for you. Whether you’re a carrier or a broker, our truck factoring services streamline the process of getting paid for your hard work. Just upload your invoices to our online portal and we take care of the rest.