Accounts receivable financing. Fast.

Financing solutions for transportation companies and eCommerce sellers on great terms and at low rates.

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Call our Sales department at (855) 777-2242

eCommerce Financing
Why wait for weeks to receive a payout? Connect your Amazon store to InstaPay and receive daily payments for shipped orders.

Low 1.77% rate

No other fees. Simple flat rate funding.

Auto funding

Receive funds automatically, every day.

Instant transfers

Money in your bank that afternoon.

Freight Factoring
Don't wait for customers to pay you! Submit invoices to InstaPay and we'll pay you the same day and handle the billing to your customer.

Rates from 1.5%

Flat rates per invoice. No hidden fees – ever.

No commitments

Cancel any time for any reason. No penalties.

Instant transfers

Send invoices by noon ET to get paid the same day. 

The InstaPay Difference

With years of experience funding small and medium-sized businesses, we know exactly what you need.

Fast approvals

You can start with InstaPay the same day you complete our online application. Start yours today here.

Same-day transfers

If your transfer is initiated by 1 PM ET the money will be in your bank account the same afternoon. Free of charge.


We do our best to make our service hassle-free for you. With human support, your problems actually get solved fast.

Proud to serve our clients

Jamelle helps us out when we call with questions and makes the process work fast. Thank you so much for all you guys do there to help us as a small business in the trucking industry.


RD Transport

We have had great success with InstaPay. Really easy to work with. No contracts is great. Stephen is our contact and he is awesome. 24 hr pay. Keep the companies that you already have pay quick. Give them a call.


Buffalo Trucking

We have had nothing but a great experience. Fast and on time payment, easy document submission and very prompt to assist with any questions or concerns. Their web interface is also a great tool for tracking payments.


One Road Express

Talk to an expert

Call us now! We can help you decide if InstaPay Financing is right for you.

Call (855) 777 2242

Se habla Español. Llame al (512) 518-1042