What We Do

InstaPay offers factoring solutions, also called "accounts receivable financing," to trucking companies and brokers of all sizes across the United States. Our mission is to put working capital into the hands of carriers, who can't wait 30 days to get paid, at a rate that is fair. Submit your documents to InstaPay and get paid immediately. You do the hauling, and we'll do the waiting from brokers. We are dedicated to transparency and charge no sign-up, termination, or hidden fees. Hundreds of satisfied carriers continue to use InstaPay because of our dedicated customer support, flat 3% rate, and same-day payment option.

Our Story

InstaPay began as a factoring service offered by the popular TruckerPath app in 2016. Many trucking companies using TruckerPath were waiting 30 to 45 days to get paid but needed capital fast to pay for fuel and drivers. InstaPay was created to bridge this gap. In 2018, InstaPay decided to branch off as its own independent factoring company. Within just 3 years, we have increased our capabilities to pay carriers and brokers within 24 hours, created a seamless online portal for invoice submissions and free credit checks, and launched a credit lines product. Our customer base continues to grow within the trucking industry as we emerge as leaders in using technology to quote fair and accurate rates for our carriers and brokers.