InstaPay Factoring
Factoring for Fleets
If you run a fleet over 5 trucks, we'll tailor our solution for your needs. Flat rates from 1.99%, same-day funding, flexible terms, fuel advances, and more.
Rates from 1.99%
Flat rate, no other fees
High advance with Recourse
Full advance with Non-Recourse
Service
Same-day funding
Phone support
Free credit checks
Fuel Cards
Eligibility & Terms
Must be $100K+ in A/R
Annual contract
Volume commitment
Recourse Factoring
Working with regular reliable clients? Borrow at a low flat recourse rate with a high advance.
Learn more about Recourse vs Non-recourse 
- Rates as low as 1.99%
- Flat rate, no other fees
- Same-day funding
- 90-day recourse
- Free credit checks
- Online reports
Call 855-777-2242
Non-Recourse Factoring
Have been burned by brokers going out of business? We can take on that risk with our non-recourse product.
Learn more about Recourse vs Non-recourse
- Rates as low as 2.5%
- Flat rate, no other fees
- Same-day funding
- Free credit checks
Call 855-777-2242
How to get started
Click Apply Now below to leave your information and we will reach out to you to discuss available options.
Eligibility
For our non-standard rates you must be a carrier with over $100K in monthly load volume. Provide your AR aging and we will give you a quote.
What is required
For fleets we usually ask for W9 form, owner's DL, AR aging report, insurance information, financials, and a sample invoice.
Carriers ❤️ InstaPay
Mark, Buffalo Trucking
We have had great success with InstaPay. Really easy to work with. No contracts is great. Stephen is our contact and he is awesome. 24 hr pay. Keep the companies that you already have pay quick. Give them a call.
Gary, GFL Transportation
InstaPay is the best factoring company I have dealt with: the pay is fast, people are friendly and very professional. I would recommend this factoring company to anybody and everybody.
Debbie, Walkabout Transport
Since handing my invoice billing hat to InstaPay, I no longer have to deal with that dreaded collections chore. All I have to do is send an email and my receivables are deposited to my account the next day.
Speak to an expert
Receive a free consultation from our advisor who will help you choose the factoring service that's right for you.
Give us a call at (855) 777-2242
Give us a call at (855) 777-2242
