Fleet Factoring

More trucks?
No problem

For fleets over 5 trucks, we'll tailor our solution to your needs. Flat rates, same-day funding, and more.

Apply now

Negotiable rates

Non-recourse factoring at a low, flat rate and no hidden fees.

Full advance

Forget about accounting for reserves. We provide full advances.

Same-day payment

Same-day pay with free credit checks and online chat support.

Negotiable rates

Non-recourse factoring at a low, flat rate and no hidden fees.

Full Advance

Forget about accounting for reserves. We provide full advances.

Same-day payment

Same-day pay with free credit checks and online chat support.

Factoring benefits

Get paid the same day you submit a load with no hidden fees. We have dedicated online customer support at your fingertips.

Flat rates

No hidden fees

Same-day payment

Simple terms

Flexible contract terms

No signup fees

No minimum volume

We offer flexibility with our contract for fleet factoring. Choose between recourse and non-recourse based on your cash flow needs.

Flexible contract terms

No signup fees

No minimum volume

Try for free
Online access
View payment history
Submit new invoices
Free credit checks
Chat with us online
Online access
View payment history
Submit new invoices
Free credit checks
How it works
How to get started
Apply online

Fill out our 2-minute application. Answer some questions and upload some documents.

Submit invoices

Once you’ve completed your application, simply log in to the portal and submit your invoices.

Get funded

Approvals normally take less than hour. Submit an invoice by 12:30pm ET to get paid the same day.

Testimonials ❤️
Mark
Buffalo Trucking

We have had great success with InstaPay. Really easy to work with. No contracts is great. Stephen is our contact and he is awesome. 24 hr pay. Keep the companies that you already have pay quick. Give them a call.

Richard
RD Transport

Jamelle helps us out when we call with questions and makes the process work fast. Thank you so much for all you guys do there to help us as a small business in the trucking industry.

Amanda
One Road Express

We have had nothing but a great experience. Fast and on time payment, easy document submission and very prompt to assist with any questions or concerns. Their web interface is also a great tool for tracking payments.

Still deciding?

Call us now! We can help you decide if InstaPay factoring is right for you.

855 777 2242Factoring Agreement