Factoring for Fleets & 3PLs

Accounts receivable financing for fleets

For fleets over 5 trucks, we'll tailor our solution to your needs. Flat rates, same-day funding, and more.

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Program designed for fleets

Years of experience serving small and medium-sized trucking companies.

Dedicated manager

We'll assign a dedicated customer success manager to make sure you get the best support without wait times.

Competitive terms

We offer financing at low flat rates with no reserves or transfer fees. You can choose between recourse & non-recourse.

Online reports

Accounting, reconciliation, performance tracking – we provide you with transparency on all your transactions with online reports.

No ACH fees.
No wire fees.
No origination fees.
No signup fees.
No chargeback fees.
No hidden fees. Ever.

Flat rates.
No hidden fees.

Get paid the same day you submit a load with no hidden fees. We have dedicated online customer support at your fingertips.

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Flexible terms

We offer flexibility with our contract for fleet factoring. Choose between recourse and non-recourse based on your cash flow needs.

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Fuel Card

Get paid the same day you submit a load with no hidden fees. We have dedicated online customer support at your fingertips.

Flat rates

No hidden fees

Full advance = no reserve

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Getting Started

Apply Online →
Start our quick online application to see what rate you can be approved for.
Submit Invoices
Once you’ve completed your application, simply log in to the portal and submit your invoices.
Get Funded
Submit an invoice by noon ET to receive funds your bank account in the afternoon.

Proud to serve our clients

Jamelle helps us out when we call with questions and makes the process work fast. Thank you so much for all you guys do there to help us as a small business in the trucking industry.


RD Transport
12 trucks

We have had great success with InstaPay. Really easy to work with. No contracts is great. Stephen is our contact and he is awesome. 24 hr pay. Keep the companies that you already have pay quick. Give them a call.


Buffalo Trucking
25 trucks

We have had nothing but a great experience. Fast and on time payment, easy document submission and very prompt to assist with any questions or concerns. Their web interface is also a great tool for tracking payments.


One Road Express
10 trucks

Talk to an expert

Call us now! We can help you decide if InstaPay Financing is right for you.

Call (855) 777 2242

Se habla Español. Llame al (512) 518-1042