InstaPay Freight Factoring

Fast funds for your business

Don't wait to receive payments from your clients – try InstaPay, the first factoring company that has one flat rate, same-day funding and no signup or termination fees.

Apply today and factor your first invoice for FREE.

Apply now

Rates from 1.99%
Flat 3.5% for owner operators.

Same-day funding
Payments go out the same day.

Try for free
No signup fees.

 
 

Products

Factoring solutions tailored to meet your needs. Get signed up in minutes for our standard 3.5% non-recourse product or request a quote if you are over 5 trucks in size.
For owner operators
One rate, fast payment, zero hassle.
  • 3.5% non-recourse rate
  • Flat rate, no other fees
  • Same-day funding
  • Full advance
  • We invoice and collect
  • Free credit checks
Apply now
Learn more
For fleets
Flexible terms for fleets over 5 trucks.
  • Rates from 1.99%
  • Recourse or non-recourse
  • Same-day funding
  • Buyout assistance
  • Unlimited borrowing
  • Free credit checks
Get a quote
Learn more
 
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Carriers ❤️ InstaPay

No matter what size our carriers love our service.

We have had great success with InstaPay. Really easy to work with. No contracts is great. Stephen is our contact and he is awesome. 24 hr pay. Keep the companies that you already have pay quick. Give them a call.

– Mark, Buffalo Trucking

InstaPay is the best factoring company I have dealt with: the pay is fast, people are friendly and very professional. I would recommend this factoring company to anybody and everybody.

– Gary, GFL Transportation

Since handing my invoice billing hat to InstaPay, I no longer have to deal with that dreaded collections chore. All I have to do is send an email and my receivables are deposited to my account the next day.

– Debbie, Walkabout Transport

 
 

How it works

 
 
 
 
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Easy to get started

 


Eligibility

To sign up for InstaPay you must be a carrier with an active for-hire authority. You cannot use InstaPay and another factoring company at the same time.


What's required

Our online application process takes 5 minutes. Tell us about your business, fill out W-9 form, provide your DL, insurance and bank deposit info.


Same-day approvals

If everything looks good and we have no additional questions, you can start factoring the same day you submit your application.

 
 
 

Speak to an expert

Receive a free consultation from our advisor who will help you choose the factoring service that's right for you.
Give us a call at (855) 777-2242

Call InstaPay

 
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