Financing solutions for owner operators, freight brokers, and 3PLs of all sizes. Same-day transfers, human support, and flat rates.
Rates from 1.5%
Flat rates per invoice. No hidden fees – ever.
Cancel any time for any reason. No penalties.
Funds in your bank the same afternoon.
Rates from 1%
Flat rates per load.
We'll handle carrier pay.
Transfers within hours.
You can start with InstaPay the same day you complete our online application. Start yours today here.
If your transfer is initiated by 1 PM ET the money will be in your bank account the same afternoon. Free of charge.
We do our best to make our service hassle-free for you. With human support, your problems actually get solved fast.
Jamelle helps us out when we call with questions and makes the process work fast. Thank you so much for all you guys do there to help us as a small business in the trucking industry.
We have had great success with InstaPay. Really easy to work with. No contracts is great. Stephen is our contact and he is awesome. 24 hr pay. Keep the companies that you already have pay quick. Give them a call.
We have had nothing but a great experience. Fast and on time payment, easy document submission and very prompt to assist with any questions or concerns. Their web interface is also a great tool for tracking payments.
One Road Express
Don't wait to receive payments from your clients— try InstaPay, the first freight factoring company for trucking that has one flat rate, same-day funding, and no sign up or termination fees. Apply now and get approved on the same day.
Our trucking factoring solutions are tailored to meet your needs. Get signed up in minutes for our standard 3 percent non-recourse product for carriers, or request a quote if your fleet is more than five trucks in size.
As soon as the load is processed, you get your money. In most cases, our factoring service can return payment to you that day or the next. No more waiting weeks for payments to show up in your account. This ensures that you’ll have the capital you need for payroll, maintenance, fuel, and more.
Collections on us
When you pick InstaPay, we handle all invoicing and collections for you. Whether you’re a carrier or a broker, our factoring services streamline the process of getting paid for your hard work. Just upload your invoices to our online portal and we take care of the rest.